Purchase or Acquisition Financing helps you secure the capital needed to buy a property or business. This type of financing is typically structured to meet the specific needs of the acquisition, such as meeting certain cash flow or asset requirements.

Rate and Term Refinancing involves replacing the existing loan with a new one with potentially more favorable terms, such as a lower interest rate or a different loan term. This can help in reducing monthly payments or changing the length of the loan term.

Cash-Out Refinancing allows you to refinance your property for more than you owe and take the difference in cash. This can be used to fund property improvements, pay off other debts, or for other investment opportunities.

Bridge Financing is a short-term loan that provides immediate cash flow to meet current obligations before securing a more permanent financing solution. It is often used in real estate transactions to cover the period between the closing of one property and the acquiring of another.

DSCR is a financial metric used to measure a business’s ability to cover its debt payments with its current income. It’s a critical factor in obtaining a commercial loan, as lenders use it to assess the risk associated with lending to a business.

Fix and Flip or Rehab Financing is designed for real estate investors looking to purchase, renovate, and sell properties within a short time frame. These loans usually have higher interest rates and are meant for short-term investments.

Ground Up Construction loans are used to finance the construction of new buildings from scratch. These loans typically have variable rates and are disbursed in stages as construction milestones are reached.

Commercial loans are used to finance commercial properties and are available in various forms including commercial mortgages, bridge loans, and mezzanine financing. These loans can be used for purchasing, developing, or refinancing commercial properties.

This refers to loans with repayment terms that can extend up to 30 years. This longer term allows for lower monthly payments but may result in more interest paid over the life of the loan.

Interest Only loans require you to pay only the interest on the loan for a set period, while Fully Amortizing loans include both the principal and interest in every payment. Interest Only can offer lower initial payments, while Fully Amortizing helps build equity more quickly.

Foreign National Programs are designed for non-resident borrowers looking to purchase property in another country. These programs can vary, but typically involve different requirements and potentially higher interest rates compared to loans for residents.